What Is a Membership Plan? Definition for Cash-Based Clinics

Definition

A membership plan is a recurring monthly fee, charged automatically, that gives a patient a set number of visits or ongoing care, used mostly by chiropractic and cash PT clinics for maintenance and wellness care.

A membership plan is a monthly subscription to your clinic: the card is charged automatically and the patient gets a set amount of care. A chiropractic office might sell a maintenance membership with two adjustments a month for a flat fee, offered when a patient finishes their corrective plan. The patient gets a lower per-visit price and a reason to keep coming; the clinic gets predictable monthly revenue instead of hoping people rebook.

How does a clinic membership plan work?

A clinic membership plan works by charging a fixed amount every month for a defined bundle of visits or services, renewing until the patient cancels. The details that matter are the visit allowance, what happens to unused visits, the cancellation terms and who it is for. Most clinics offer it at the end of a plan of care, when the patient has had results and wants to keep them. Offering it at the first visit tends to feel like a gym upsell. For pricing structures, see chiropractic membership plans.

Can Medicare patients be on a membership plan?

Medicare patients are the hard case, so get legal advice before you enroll them. The Illinois Chiropractic Society quotes CMS that acute, chronic and maintenance adjustments are all covered services, and notes that chiropractors cannot opt out of Medicare (ILCS). Noridian notes that providers must submit claims for Medicare patients' services, with exceptions such as non-covered services (Noridian). A flat monthly fee that covers adjustments sits awkwardly against those rules. Many clinics simply keep Medicare patients out of the membership.

How do you price a membership plan?

Price a membership plan from your per-visit price and the visits members actually use, not from what competitors charge. Example arithmetic: if your single maintenance visit is $70 and members average 2 visits a month, $120 a month is a 14% discount per visit and still beats the patient drifting away. The real value shows up in patient lifetime value: a member who stays 18 months at $120 is worth $2,160 in maintenance alone. The package pricing calculator helps test the numbers.

This is general information, not legal or billing advice; check your state board and a healthcare attorney before you change how you bill.

Questions owners ask

What is the difference between a membership and a package?

A package is a set number of visits paid for once, tied to a plan of care. A membership is a monthly recurring charge that continues until cancelled, usually for maintenance or wellness care after the plan ends.

Can Medicare patients join a clinic membership plan?

Get a healthcare attorney's advice first. The Illinois Chiropractic Society notes that chiropractors cannot opt out of Medicare and that adjustments are covered services, which complicates a flat monthly fee for Medicare patients.

How many visits should a membership include?

Base it on what your maintenance patients actually use. If most come twice a month, build the plan around two visits and price it so that the clinic still earns well on a member who uses every visit.

Sources

  1. Illinois Chiropractic Society: Are Chiropractic Physicians Able to Opt-Out of Medicare?
  2. Noridian JE Part B: Mandatory Claim Submission